Google Pay is a application developed by Google (A digital wallet platform and online payment system developed by Google) to empower people with online transactions with power in their hand. Google Pay enables users to make payments with Android phones, tablets, or watches.
What is Google Pay transaction limit – How much money can transfer through google pay (GPAY) per day in India
Maximum Transaction limit in Google Pay is Rs 1,00,000 per day which means you can’t send more than Rs 1,00,000 in oneday & You cannot transfer money more than 10 times in one day. While many users have reported they were unable to send more than Rs 20,000 in a day, which is the limit set by user’s bank which can be upgraded by requesting your nearest branch of your bank.
With the introduction of Gpay, millions of users have come online and are on their way to digitally revolutionize Indian payments methods.
Google Pay Different Transaction Limit
- A Retail user cannot send more than Rs 1,00,000 in one day: By this,it means that the Google pay app allows you to transfer money up to Rs 1 lakh using the application.
- You cannot transfer money more than 10 times in one day: The Google Pay application, like all other apps, has a limit on sending money in a single day. This means you cannot send money more than 10 times a day using the app. So be careful while sending small small funds in a day, you may exhaust your daily limit.
- You cannot request money more than Rs 2,000: If you don’t know about this feature, you can request users or your friends money. Yes and If they accept your request, money will be credited to your account from theirs. If you are using a Google Pay account, you cannot request money from someone else more than Rs 2,000.
More About Google Pay Transactional Facts: 5 Easy Ways to Earn money with Google Pay
India’s digital transformation comes with more straightforward ways of living. Besides high technology, it makes money transactions safe and easy to transfer. Also there is a huge yoy growth of online transactions that its a Millions of users market right now with 10X growth possible in coming years.
One can send and receive money at the comfort of their home or offices in a matter of just few clicks. The online system transfer is positively embraced in India providing citizens safety and accountability of their money.
Digital wallets are the next big development in India, where more people invest in using the platforms to transact. Google, the big tech giant, has introduced different Google apps which easy mobile operation. Today Google has a unique app, Google Pay, a digital wallet equipped with various features.
Also Read: Google Pay Facts that will Amaze You
Google pay users can send, receive, and make payments using the app instantly. The app is connected to your bank account – these debit the funds sending or purchasing items directly. The app is compatible with both Android and iPhone devices.
You can also recharge the prepaid phones and clear any bill. However, the app has several regulations, one being the transaction limit. Users need to know how much they can transfer using Google pay. Maximum Transaction limit in Google Pay
Limits on how much you can send
There are daily and monthly limits to how much money you can send or receive using Google Pay. Limits can differ for Google Pay, UPI, your bank, and Google.
Learn about the different bank limits (Maximum Transaction limit in Google Pay)
If you reach one of the following limits, here’s what you can do.
- Waiting until the next day to send more money
- Requesting a smaller amount
Other limits
To protect against fraud, some transactions might get flagged for further review. If you’re having trouble making a transaction and you don’t think you reached a limit, contact Google Pay support for more help.
Note: If you try to send or receive less than ₹1, the money won’t go through and you’ll get an error message.
How Much Money Can transfer through Google Pay
Google pay limit The advance Google pay supports generic Unified payments (UPI). The app has a set limit of 1, 00,000 in a day over all the UPI apps. Google pay limits users from sending money more than ten times in a day across the UPI. Since the limit per day is 1lakh in a single day, the user cannot send more than 1 lakh. They have to wait for the next day for the other transaction.
Google Pay is absolutely FREE!
The exclusive Google pay app doesn’t charge any service fee. This attracts more users as it’s a great way to save on extra cash. To transact, one requires to install the app on their devices. Have your Google account and an operational mobile number plus an active bank account.
How to set Google pay app on your Android and IOS
- On your device download, Google pay from the App Store or Google play store.
- Next, install and open the app, now enter your registered mobile number. Note the number should be linked to the bank account.
- Sign in to your Google account.
- Now follow the instructions provided on the page, then link your bank account.
How to use Google pay (GPAY) in India
After linking the bank details now, you can send and receive money anywhere anytime. You can send money to your phone contact using the steps below.
Sign Up with Google Pay from this Link & get 51 Free : Click Here
- Open Google pay on your device (Sign Up now, If new)
- Swipe up the details from the bottom of the page. On the menu, go to “Payment” options.
- Now select a contact who you need to send the funds. Click the tab “new” and search using the contact’s name, phone number, or account number.
- After choosing the contact, select the pay button.
- Next, enter the amount you need to transfer and choose the mode of payment.
- Now select the tab “proceed to pay” key in the UPI pin and complete the transaction.
List of Different Bank Limits set by Different Banks for Sending Money via GPay?
Moving on, if your daily transactions are below the UPI limit and still, you cannot send the money, this might be due to your bank has put a cap on UPI transactions. Most of the national banks have revealed the UPI transactions limit one can do in a single day. Check out the list of banks along with their UPI transactions limit:
If your daily transactions are below the UPI limit and you’re still having trouble, try a different bank account.
Your bank might have its own limits on how much you can send or receive. Contact your bank for more information.
| Name of the Bank | Transaction limit | Daily Limit |
| Abhyudaya Co-operative Bank | 25000 | 25000 |
| Adarsh Co-op Bank Ltd | 50000 | 50000 |
| Aditya Birla Idea Payments Bank | 100000 | 100000 |
| Airtel Payments Bank | 1,00,000 | 1,00,000 |
| Allahabad Bank | 25000 | 100000 |
| Allahabad UP Gramin Bank | 20000 | 40000 |
| Andhra Bank | 100000 | 100000 |
| Andhra Pradesh Grameena Vikas Bank | 25000 | 100000 |
| Andhra Pragathi Grameena Bank | 10000 | 20000 |
| Apna Sahakari Bank | 100000 | 100000 |
| Assam Gramin VIkash Bank | 5000 | 25000 |
| Axis Bank | 100000 | 100000 |
| Bandhan Bank | 100000 | 100000 |
| Bank Of Baroda | 25000 | Not set |
| Bank Of India | 10000 | 100000 |
| Bank of Maharashtra | 100000 | 100000 |
| Baroda Gujarat Gramin Bank | 25000 | Not Set |
| Baroda Rajasthan Kshetriya Gramin Bank | 25000 | 25000 |
| Baroda Uttar Pradesh Gramin Bank | 25000 | 25000 |
| Bassein Catholic Coop Bank | 20000 | 40000 |
| Bhilwara Urban Co operative Bank LTD | 25000 | 25000 |
| Bihar Gramin Bank | Mergerd with DBGB | |
| Canara Bank | 10000 | 25000 |
| Catholic Syrian Bank | 100000 | 100000 |
| Central Bank of india | 25000 | 50000 |
| Chaitanya Godavari Grameena Bank | 25000 | 100000 |
| Chhattisgarh Rajya Gramin Bank | 25000 | 100000 |
| Citibank Retail | 100000 | 100000 |
| City Union Bank | 100000 | 100000 |
| COASTAL LOCAL AREA BANK LTD | 50000 | 1,00,000 |
| Corporation Bank | 50000 | 100000 |
| DBS Digi Bank | 100000 | 100000 |
| DCB Bank | 5000 | 5000 |
| Dena Bank | 100000 | 100000 |
| Dena Gujarat Gramin Bank | NA (Merged) | |
| Deutsche Bank AG (Web Collect) | NA | |
| Dhanlaxmi Bank Ltd | 100000 | 100000 |
| Dombivali Nagrik Sahakari Bank | 100000 | 100000 |
| Equitas Small Finance Bank | 25000 | 100000 |
| ESAF Small Finance Bank | 100000 | 100000 |
| Federal Bank | 100000 | 100000 |
| FINO Payments Bank | 100000 | 100000 |
| G P Parsik Bank | 100000 | 100000 |
| HDFC | 100000 (RS 5000 for new customer) | 100000 |
| Himachal Pradesh Gramin Bank | 50,000 | 50,000 |
| HSBC | 100000 | 100000 |
| Hutatma Sahakari Bank Ltd | 100000 | No limit |
| ICICI Bank | 10000 (25000 for Google Pay users) | 10000 (25000 for Google Pay users) |
| IDBI Bank | 25000 | 50000 |
| IDFC | 100000 | 100000 |
| India Post Payment Bank | 25000 | 50000 |
| Indian Bank | 100000 | 100000 |
| Indian Overseas Bank | 10000 | 20000 |
| IndusInd Bank | 100000 | 100000 |
| J&K Grameen Bank | 20,000 | 20,000 |
| Jalgaona Janata Sahkari Bank | 100000 | 100000 |
| Jammu & Kashmir Bank | 20000 | 20000 |
| Jana Small Finance Bank | 10000 | 40000 |
| Janta Sahakari Bank Pune | 100000 | 100000 |
| Jio Payments Bank | 100000 | 100000 |
| Kallappanna Awade Ichalkaranji Janata Sahakari Bank Ltd. | 25000 | 200000 |
| Karnataka Bank | 100000 | 200000 |
| Karnataka vikas Gramin Bank | 25000 | 25000 |
| Karur Vysaya Bank | 100000 | 100000 |
| Kashi Gomti Samyut Gramin Bank | 100000 | 100000 |
| Kaveri Grameena Bank | 25000 | 25000 |
| Kerala Gramin Bank | 20000 | 20000 |
| Kotak Mahindra Bank | 100000 | 100000 |
| Langpi Dehangi Rural Bank | 10000 | 100000 |
| Madhya Bihar Gramin Bank | 25000 | 100000 |
| Maharashtra Grameen Bank | 25000 | 100000 |
| Maharashtra state co opp Bank | 5000 | 50000 |
| Malwa Gramin Bank (Bank merged with Punjab Gramin Bank) | 10000 | 25000 |
| Manipur Rural Bank | 10000 | 10000 |
| Maratha co opp Bank | 100000 | 100000 |
| Meghalaya Rural Bank | 100000 | 100000 |
| Mizoram Rural Bank | 25000 | 100000 |
| NKGSB CO-Op. Bank Ltd. | 20000 | 40000 |
| Oriental Bank of Commerce | 100000 | 100000 |
| Paschim Banga Gramin Bank | 5000 | 25000 |
| Paytm Payments Bank | 100000 | 100000 |
| Pragathi Krishna Gramin Bank | 20000 | 20000 |
| Prathama Bank | 10000 | 50000 |
| Punjab and Maharastra Co. bank | 100000 | 100000 |
| Punjab and Sind Bank | 10000 | 10000 |
| Punjab Gramin Bank | 10000 | 25000 |
| Punjab National Bank | 25000 | 50000 |
| Purvanchal Bank | 25000 | 100000 |
| Rajasthan Marudhara Gramin Bank | 25000 | 25000 |
| Rajkot Nagari Sahakari Bank Ltd | 100000 | 100000 |
| Samruddhi Co-op bank ltd | 100000 | 100000 |
| Sarva Haryana Gramin Bank | 50,000 | 1,00,000 |
| Sarva UP Gramin Bank | 50000 | 100000 |
| Saurashtra Gramin Bank | 20000 | 100000 |
| Shree Kadi Nagarik Sahakari Bank Ltd. | 100000 | 100000 |
| South Indian Bank | 100000 | 100000 |
| Standard Chartered | 100000 | 100000 |
| State Bank Of India | 100000 | 100000 |
| Suco Souharda Sahakari bank | 100000 | 100000 |
| Suryoday Small Finance Bank Ltd | 100000 | 100000 |
| Suvarnayug Sahakari Bank ltd | 100000 | 100000 |
| Syndicate Bank | 10000 | 100000 |
| Tamilnadu Mercantile Bank | 20000 | 100000 |
| Telangana Gramin Bank | 25000 | 100000 |
| Telangana State Co Operative Apex Bank | 10000 | 1,00,000 |
| Thane Bharat Sahakari Bank | 100000 | 100000 |
| The Cosmos Co-Operative Bank LTD | 10000 | 50000 |
| The A.P. Mahesh Co-Operative Urban Bank | 25000 | 25000 |
| The Ahmedabad District Co-operative Bank Ltd | 10000 | 25000 |
| The Ahmedabad Mercantile Co-op Bank Ltd | 100000 | 100000 |
| The Andhra Pradesh state cooperative | 10000 | 100000 |
| The Baroda Central Co-operative bank ltd. | 15000 | 100000 |
| The Gujarat State Co-operative Bank Limited | 50000 | 100000 |
| The Hasti Co-operative Bank Ltd | 100000 | 100000 |
| The Kalyan Janta Sahkari Bank | 100000 | 100000 |
| The Lakshmi Vilas Bank Limited | 100000 | 100000 |
| The Mahanagar Co-Op. Bank Ltd | 25000 | 50000 |
| The Malad Sahakari Bank Ltd. | 10000 | 50000 |
| The Mehsana Urban Co-Operative Bank | 100000 | 100000 |
| The Municipal Co-op Bank Ltd. | 5000 | 50000 |
| The Muslim Co-Operative Bank Ltd | 100000 | 100000 |
| The Nainital Bank Ltd | 20000 | 40000 |
| The Ratnakar Bank Limited | 25000 | 25000 |
| The Saraswat Co-Operative Bank | 100000 | 100000 |
| The Surat Peoples Co Op. Bank Ltd | 25000 | 100000 |
| The Sutex Co op Bank | 100000 | 100000 |
| The SVC Co-Operative Bank Ltd | 10000 | 20000 |
| The Thane Janta Sahakari Bank Ltd(TJSB) | 100000 | 100000 |
| The Udaipur Mahila Samridhi Urban Co-op Bank Ltd | 100000 | 100000 |
| The Udaipur Mahila Urban Co-op Bank Ltd | 100000 | 100000 |
| The Urban Cooperative Bank Ltd Dharangaon | 20000 | 25000 |
| The Varachha Co-op Bank Ltd. | 20000 | 40000 |
| The Vijay Cooperative Bank Ltd | 20000 | 200000 |
| The Vishweshwar Sahakari Bank Ltd | 100000 | 100000 |
| Tripura Gramin Bank | 10000 | 10000 |
| UCO Bank | 100000 | 100000 |
| Ujjivan Small Finance Bank Limited | 50000 | 100000 |
| Union Bank of India | 100000 | 200000 |
| United Bank of India | 25000 | 60000 |
| Uttarakhand Gramin Bank | 25000 | 100000 |
| Vananchal Gramin Bank | 20000 | 20000 |
| Vasai Vikas Co-op Bank Ltd | 100000 | 100000 |
| Vijaya Bank | 25000 | 50000 |
| YES Bank | 100000 | 100000 |
