Gpay Limit – Maximum Transaction limit in Google Pay

Maximum Transaction limit in Google Pay
Maximum Transaction limit in Google Pay

Google Pay is a application developed by Google (A digital wallet platform and online payment system developed by Google) to empower people with online transactions with power in their hand. Google Pay enables users to make payments with Android phones, tablets, or watches.

What is Google Pay transaction limit – How much money can transfer through google pay (GPAY) per day in India

Maximum Transaction limit in Google Pay is Rs 1,00,000 per day which means you can’t send more than Rs 1,00,000 in oneday & You cannot transfer money more than 10 times in one day. While many users have reported they were unable to send more than Rs 20,000 in a day, which is the limit set by user’s bank which can be upgraded by requesting your nearest branch of your bank.

With the introduction of Gpay, millions of users have come online and are on their way to digitally revolutionize Indian payments methods.

Google Pay Different Transaction Limit

  • A Retail user cannot send more than Rs 1,00,000 in one day: By this,it means that the Google pay app allows you to transfer money up to Rs 1 lakh using the application.
  • You cannot transfer money more than 10 times in one day: The Google Pay application, like all other apps, has a limit on sending money in a single day. This means you cannot send money more than 10 times a day using the app. So be careful while sending small small funds in a day, you may exhaust your daily limit.
  • You cannot request money more than Rs 2,000: If you don’t know about this feature, you can request users or your friends money. Yes and If they accept your request, money will be credited to your account from theirs. If you are using a Google Pay account, you cannot request money from someone else more than Rs 2,000.

More About Google Pay Transactional Facts: 5 Easy Ways to Earn money with Google Pay

India’s digital transformation comes with more straightforward ways of living. Besides high technology, it makes money transactions safe and easy to transfer. Also there is a huge yoy growth of online transactions that its a Millions of users market right now with 10X growth possible in coming years.

One can send and receive money at the comfort of their home or offices in a matter of just few clicks. The online system transfer is positively embraced in India providing citizens safety and accountability of their money.

Digital wallets are the next big development in India, where more people invest in using the platforms to transact. Google, the big tech giant, has introduced different Google apps which easy mobile operation. Today Google has a unique app, Google Pay, a digital wallet equipped with various features.

Also Read: Google Pay Facts that will Amaze You

Google pay users can send, receive, and make payments using the app instantly. The app is connected to your bank account – these debit the funds sending or purchasing items directly. The app is compatible with both Android and iPhone devices.

You can also recharge the prepaid phones and clear any bill. However, the app has several regulations, one being the transaction limit. Users need to know how much they can transfer using Google pay. Maximum Transaction limit in Google Pay

Limits on how much you can send

There are daily and monthly limits to how much money you can send or receive using Google Pay. Limits can differ for Google Pay, UPI, your bank, and Google.

Learn about the different bank limits (Maximum Transaction limit in Google Pay)

If you reach one of the following limits, here’s what you can do.

  • Waiting until the next day to send more money
  • Requesting a smaller amount

Other limits

To protect against fraud, some transactions might get flagged for further review. If you’re having trouble making a transaction and you don’t think you reached a limit, contact Google Pay support for more help.

Note: If you try to send or receive less than ₹1, the money won’t go through and you’ll get an error message.

How Much Money Can transfer through Google Pay

Google pay limit The advance Google pay supports generic Unified payments (UPI). The app has a set limit of 1, 00,000 in a day over all the UPI apps. Google pay limits users from sending money more than ten times in a day across the UPI.  Since the limit per day is 1lakh in a single day, the user cannot send more than 1 lakh. They have to wait for the next day for the other transaction.

Google Pay is absolutely FREE!

 The exclusive Google pay app doesn’t charge any service fee. This attracts more users as it’s a great way to save on extra cash.  To transact, one requires to install the app on their devices. Have your Google account and an operational mobile number plus an active bank account.

How to set Google pay app on your Android and IOS

  1. On your device download, Google pay from the App Store or Google play store.
  2. Next, install and open the app, now enter your registered mobile number. Note the number should be linked to the bank account.
  3. Sign in to your Google account.
  4. Now follow the instructions provided on the page, then link your bank account.

How to use Google pay (GPAY) in India

Maximum Transaction limit in Google Pay

After linking the bank details now, you can send and receive money anywhere anytime.  You can send money to your phone contact using the steps below.

Sign Up with Google Pay from this Link & get 51 Free : Click Here

  1. Open Google pay on your device (Sign Up now, If new)
  2. Swipe up the details from the bottom of the page. On the menu, go to “Payment” options.
  3. Now select a contact who you need to send the funds. Click the tab “new” and search using the contact’s name, phone number, or account number.
  4. After choosing the contact, select the pay button.
  5. Next, enter the amount you need to transfer and choose the mode of payment.
  6. Now select the tab “proceed to pay” key in the UPI pin and complete the transaction.

List of Different Bank Limits set by Different Banks for Sending Money via GPay?

Moving on, if your daily transactions are below the UPI limit and still, you cannot send the money, this might be due to your bank has put a cap on UPI transactions. Most of the national banks have revealed the UPI transactions limit one can do in a single day. Check out the list of banks along with their UPI transactions limit:

If your daily transactions are below the UPI limit and you’re still having trouble, try a different bank account.

Your bank might have its own limits on how much you can send or receive. Contact your bank for more information.

Name of the BankTransaction limitDaily Limit
Abhyudaya Co-operative Bank2500025000
Adarsh Co-op Bank Ltd5000050000
Aditya Birla Idea Payments Bank100000100000
Airtel Payments Bank1,00,0001,00,000
Allahabad Bank25000100000
Allahabad UP Gramin Bank2000040000
Andhra Bank100000100000
Andhra Pradesh Grameena Vikas Bank25000100000
Andhra Pragathi Grameena Bank1000020000
Apna Sahakari Bank100000100000
Assam Gramin VIkash Bank500025000
Axis Bank100000100000
Bandhan Bank100000100000
Bank Of Baroda25000Not set
Bank Of India10000100000
Bank of Maharashtra100000100000
Baroda Gujarat Gramin Bank25000Not Set
Baroda Rajasthan Kshetriya Gramin Bank2500025000
Baroda Uttar Pradesh Gramin Bank2500025000
Bassein Catholic Coop Bank2000040000
Bhilwara Urban Co operative Bank LTD2500025000
Bihar Gramin BankMergerd with DBGB
Canara Bank1000025000
Catholic Syrian Bank100000100000
Central Bank of india2500050000
Chaitanya Godavari Grameena Bank25000100000
Chhattisgarh Rajya Gramin Bank25000100000
Citibank Retail100000100000
City Union Bank100000100000
Corporation Bank50000100000
DBS Digi Bank100000100000
DCB Bank50005000
Dena Bank100000100000
Dena Gujarat Gramin BankNA (Merged)
Deutsche Bank AG (Web Collect)NA
Dhanlaxmi Bank Ltd100000100000
Dombivali Nagrik Sahakari Bank100000100000
Equitas Small Finance Bank25000100000
ESAF Small Finance Bank100000100000
Federal Bank100000100000
FINO Payments Bank100000100000
G P Parsik Bank100000100000
(RS 5000 for new customer)
Himachal Pradesh Gramin Bank50,00050,000
Hutatma Sahakari Bank Ltd100000No limit
ICICI Bank10000
(25000 for Google Pay users)
(25000 for Google Pay users)
IDBI Bank2500050000
India Post Payment Bank2500050000
Indian Bank100000100000
Indian Overseas Bank1000020000
IndusInd Bank100000100000
J&K Grameen Bank20,00020,000
Jalgaona Janata Sahkari Bank100000100000
Jammu & Kashmir Bank2000020000
Jana Small Finance Bank1000040000
Janta Sahakari Bank Pune100000100000
Jio Payments Bank100000100000
Kallappanna Awade Ichalkaranji Janata Sahakari Bank Ltd.25000200000
Karnataka Bank100000200000
Karnataka vikas Gramin Bank2500025000
Karur Vysaya Bank100000100000
Kashi Gomti Samyut Gramin Bank100000100000
Kaveri Grameena Bank2500025000
Kerala Gramin Bank2000020000
Kotak Mahindra Bank100000100000
Langpi Dehangi Rural Bank10000100000
Madhya Bihar Gramin Bank25000100000
Maharashtra Grameen Bank25000100000
Maharashtra state co opp Bank500050000
Malwa Gramin Bank (Bank merged with Punjab Gramin Bank)1000025000
Manipur Rural Bank1000010000
Maratha co opp Bank100000100000
Meghalaya Rural Bank100000100000
Mizoram Rural Bank25000100000
NKGSB CO-Op. Bank Ltd.2000040000
Oriental Bank of Commerce100000100000
Paschim Banga Gramin Bank500025000
Paytm Payments Bank100000100000
Pragathi Krishna Gramin Bank2000020000
Prathama Bank1000050000
Punjab and Maharastra Co. bank100000100000
Punjab and Sind Bank1000010000
Punjab Gramin Bank1000025000
Punjab National Bank2500050000
Purvanchal Bank25000100000
Rajasthan Marudhara Gramin Bank2500025000
Rajkot Nagari Sahakari Bank Ltd100000100000
Samruddhi Co-op bank ltd100000100000
Sarva Haryana Gramin Bank50,0001,00,000
Sarva UP Gramin Bank50000100000
Saurashtra Gramin Bank20000100000
Shree Kadi Nagarik Sahakari Bank Ltd.100000100000
South Indian Bank100000100000
Standard Chartered100000100000
State Bank Of India100000100000
Suco Souharda Sahakari bank100000100000
Suryoday Small Finance Bank Ltd100000100000
Suvarnayug Sahakari Bank ltd100000100000
Syndicate Bank10000100000
Tamilnadu Mercantile Bank20000100000
Telangana Gramin Bank25000100000
Telangana State Co Operative Apex Bank100001,00,000
Thane Bharat Sahakari Bank100000100000
The Cosmos Co-Operative Bank LTD1000050000
The A.P. Mahesh Co-Operative Urban Bank2500025000
The Ahmedabad District Co-operative Bank Ltd1000025000
The Ahmedabad Mercantile Co-op Bank Ltd100000100000
The Andhra Pradesh state cooperative10000100000
The Baroda Central Co-operative bank ltd.15000100000
The Gujarat State Co-operative Bank Limited50000100000
The Hasti Co-operative Bank Ltd100000100000
The Kalyan Janta Sahkari Bank100000100000
The Lakshmi Vilas Bank Limited100000100000
The Mahanagar Co-Op. Bank Ltd2500050000
The Malad Sahakari Bank Ltd.1000050000
The Mehsana Urban Co-Operative Bank100000100000
The Municipal Co-op Bank Ltd.500050000
The Muslim Co-Operative Bank Ltd100000100000
The Nainital Bank Ltd2000040000
The Ratnakar Bank Limited2500025000
The Saraswat Co-Operative Bank100000100000
The Surat Peoples Co Op. Bank Ltd25000100000
The Sutex Co op Bank100000100000
The SVC Co-Operative Bank Ltd1000020000
The Thane Janta Sahakari Bank Ltd(TJSB)100000100000
The Udaipur Mahila Samridhi Urban Co-op Bank Ltd100000100000
The Udaipur Mahila Urban Co-op Bank Ltd100000100000
The Urban Cooperative Bank Ltd Dharangaon2000025000
The Varachha Co-op Bank Ltd.2000040000
The Vijay Cooperative Bank Ltd20000200000
The Vishweshwar Sahakari Bank Ltd100000100000
Tripura Gramin Bank1000010000
UCO Bank100000100000
Ujjivan Small Finance Bank Limited50000100000
Union Bank of India100000200000
United Bank of India2500060000
Uttarakhand Gramin Bank25000100000
Vananchal Gramin Bank2000020000
Vasai Vikas Co-op Bank Ltd100000100000
Vijaya Bank2500050000
YES Bank100000100000
*Above mentioned data is as per data collected from Banks websites at the time when this article was written, for genuine information we request you to kindly get an update from your Bank or by visiting your nearest branch.

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